My twin brother Tim (pictured here on the right

wearing spectacles) and I work together - I am

his registered subcontractor.  We operate

under the rules of HM Revenue & Customs

CIS (Construction Industry Scheme).

Tim is registered as self-employed in his own

right with his own client base and specialises

in interior painting and decorating.

For your added protection, we both have

Public Liability Insurance policies of our names,

to the value of £1,000,000 each.

If you would like to see a copy of either

policies then please do not hesitate to ask.